goAML registration
We register your business on the goAML portal and set up your reporting profile, so you can meet suspicious-transaction reporting obligations from day one.
AML/CFT compliance · UAE
AML compliance services, built for UAE DNFBPs
From goAML registration to a complete AML/CFT programme, a UAE team helps designated non-financial businesses meet their anti-money-laundering obligations — risk assessment, due diligence, monitoring, reporting, and screening in one coherent framework.
What your AML service covers
A complete AML/CFT programme, from goAML registration to ongoing screening.
Enterprise risk assessment
We prepare a documented business-wide risk assessment covering your clients, services, delivery channels, and geographies — the foundation of a defensible AML/CFT programme.
Customer due diligence (CDD)
We build CDD and enhanced due diligence procedures, including identifying beneficial owners and applying the right level of scrutiny by risk.
Ongoing monitoring
We set up transaction and relationship monitoring so unusual activity is identified, reviewed, and escalated consistently.
MLRO & compliance officer support
We help you appoint and support a Money Laundering Reporting Officer and compliance function, with clear roles and reporting lines.
Sanctions screening
We put screening in place against applicable sanctions and watch lists at onboarding and on an ongoing basis, with a process for handling matches.
Your DNFBP obligations
The core requirements the UAE AML/CFT framework places on designated non-financial businesses and professions.
Risk-based approach
Assess and document money-laundering and terrorist-financing risk across your business, then apply controls proportionate to that risk.
CDD & beneficial ownership
Identify and verify customers and their beneficial owners, and apply enhanced measures to higher-risk relationships.
Suspicious transaction reports
Identify and file suspicious transaction and activity reports through goAML when the framework requires it.
Record-keeping
Retain CDD records, transaction records, and internal reports for the period the framework requires, ready for the supervisor.
Training & governance
Train relevant staff on AML/CFT obligations and maintain governance, policies, and an accountable compliance function.
Sanctions screening
Screen against applicable sanctions lists and act on matches in line with the framework.
The supervisory authority for many DNFBPs is the Ministry of Economy (now the Ministry of Economy and Tourism). We refer to the framework generally and confirm current legal requirements before you rely on specific provisions.
From assessment to maintained, in four steps
A clear path to a defensible, up-to-date AML/CFT programme.
01
Assess & scope
We confirm your DNFBP status and obligations, then run a business-wide risk assessment tailored to your clients and services.
02
Register on goAML
We register your business on the goAML portal and configure your reporting and compliance profile.
03
Build the programme
We put policies, CDD, monitoring, screening, MLRO responsibilities, record-keeping, and training in place as one coherent AML/CFT programme.
04
Maintain & report
We keep the programme current, support ongoing monitoring, and help you submit reports through goAML when required.
Why UAE businesses build AML with us
AML compliance is easiest to defend when it is one coherent programme — risk assessment, due diligence, monitoring, reporting, and training that fit together — rather than a folder of unconnected policies. We build it that way and keep it current as your business and the framework change.
AML often sits alongside your wider compliance. Explore the full range on our UAE tax services hub, or pair AML with audit support services when your records are being examined.
- A single, documented AML/CFT programme rather than scattered policies
- goAML registration and reporting handled end to end
- Risk assessment and CDD proportionate to your actual business
- Sanctions screening and monitoring built into onboarding
- Clear MLRO and compliance-officer responsibilities
- Records kept in a form your supervisor expects to see
AML compliance questions, answered
The essentials on UAE DNFBP obligations and how we support them.
What is a DNFBP and does AML apply to my business?
DNFBP stands for Designated Non-Financial Business or Profession. In the UAE this category includes accountants and auditors, company and trust service providers, dealers in precious metals and stones, and real estate agents and brokers, among others. If your business falls within a DNFBP category, the UAE AML/CFT framework applies and you must maintain an anti-money-laundering programme. We confirm your status and scope your obligations.
What is goAML and do I have to register?
goAML is the UAE reporting platform used to register regulated businesses and to submit suspicious transaction and activity reports. DNFBPs are generally required to register on goAML and to file reports through it when the framework requires. We handle registration and set up your reporting profile.
What does an AML/CFT programme need to include?
A compliant programme generally covers a business-wide risk assessment, customer due diligence and beneficial-ownership checks, ongoing monitoring, an appointed Money Laundering Reporting Officer and compliance function, suspicious transaction reporting through goAML, record-keeping, staff training, and sanctions screening. We build these as one coherent programme tailored to your business rather than a set of disconnected documents.
Who supervises AML compliance for DNFBPs?
The relevant supervisory authority for many DNFBPs is the Ministry of Economy (now the Ministry of Economy and Tourism). The supervisor expects regulated businesses to maintain a documented AML/CFT programme and to make records and reports available on request. We keep your programme and records in the form a supervisor expects.
What is a Money Laundering Reporting Officer (MLRO)?
The MLRO is the individual responsible for overseeing your AML/CFT programme, reviewing internal escalations, and deciding on and filing suspicious transaction reports through goAML. The framework expects an appropriately senior, accountable person in this role. We help you appoint and support an MLRO and define their responsibilities.
Can you keep our AML programme up to date over time?
Yes. AML compliance is ongoing, not a one-off. The UAE framework has been updated over time, so risk assessments, policies, monitoring, and training need periodic review. We maintain your programme, refresh the risk assessment, and support reporting so your compliance stays current. We refer to the framework generally and confirm current legal requirements before relying on specific provisions.
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Talk to a UAE AML compliance specialist
Tell us about your business and where you are with goAML and your AML/CFT programme, and a UAE specialist will get back to you shortly.